About Credit Reports

Credit scores are used by everyone for everything today. Do not let your credit get bad. Credit can be repaired, but it is easier to keep it in good standing - if possible.

NEED CREDIT HELP? Don't pay for credit counseling, sometimes it's just a scam go to: http://www.nfcc.org/ (Free or low cost).

How to establish credit and have good fico scores

When applying for a real estate loan

About FICO scores

A FICO score is a credit score. Credit scoring is a method of determining the likelihood that credit users will pay their bills. Mortgage lenders, utility companies, cell phone companies and even applying for a rental use this scoring from the 3 major reporting agencies. Scores are calculated using a mathematical algorithm and different points are given to each aspect of credit. Follow some of the tips above to help keep a good score.


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